Overview

Experian SA is the SA arm of the global credit bureau – consumer + commercial credit reports, fraud prevention, ID verification. The Automize Experian SA connector covers the major lookups.

Regions: South Africa.
Plans: Per-query enterprise pricing via Experian SA account.

Setting up the connection

Auth type: OAuth 2.0 (Client Credentials).

Apply for Experian Connect (B2B) access via Experian SA – paid commercial agreement.
Experian provides OAuth Client ID + Secret.
In Automize → Settings → Connectors → Experian SA. Paste credentials.

Find your credentials at https://www.experian.co.za/.

Rate limits

Per-account daily quota.

Data model

Credit reports:

    Consumer Credit Report (by SA ID)
    Commercial Credit Report (by company reg)
    Fraud Prevention (AVS, identity verification)

Available operations

5 operations available. Click any row to jump to its detail.

Operation	Category	What it does
Commercial Credit Report	General	Get a business/commercial credit report
Consumer Credit Report	General	Get a consumer credit report by SA ID number
Consumer Credit Score	General	Get a consumer's credit score only (lighter than full report)
Fraud Check	General	Check for fraud indicators
ID Verification	General	Verify a South African ID number

Operations

Commercial Credit Report

Get a business/commercial credit report

Parameter	Required	Type	Description
Registration Number `registration_number`	Yes	text
Consent `consent`	Yes	text

Consumer Credit Report

Get a consumer credit report by SA ID number

Parameter	Required	Type
Id Number `id_number`	Yes	text
Consent `consent`	Yes	text
Enquiry Reason `enquiry_reason`	Yes	text

Consumer Credit Score

Get a consumer's credit score only (lighter than full report)

Parameter	Required	Type	Description
Id Number `id_number`	Yes	text
Consent `consent`	Yes	text

Fraud Check

Check for fraud indicators

Parameter	Required	Type	Description
Id Number `id_number`	Yes	text

ID Verification

Verify a South African ID number

Parameter	Required	Type
Id Number `id_number`	Yes	text
First Name `first_name`	Yes	text
Surname `surname`	Yes	text

Tips

id_number + first_name + last_name. Confirms identity match with Home Affairs.

FAQ

POPIA compliance?: Consumer credit checks require consent under NCA + POPIA. Use Authentic Consent Mechanism (ACM) before querying.
vs TransUnion SA?: Different credit bureaus – different data sources. Run both for max coverage on critical decisions.

Experian SA integration