Overview

Stitch is a South African payment aggregator – pay-by-bank, card, DebiCheck, payouts, bank account linking. Strong on PSP-style flows. The Automize Stitch connector covers payments + payouts + account linking.

Regions: South Africa + selected African expansion.
Plans: Per-transaction pricing.

Setting up the connection

Auth type: OAuth 2.0 (Client Credentials).

Stitch dashboard → Apps → create OAuth Client → Client ID + Secret.
In Automize → Settings → Connectors → Stitch. Paste credentials. Connector uses OAuth Client Credentials.

Find your credentials at https://stitch.money/.

Rate limits

Per-account, generous.

Data model

GraphQL-based:

    Payments (pay-by-bank, card, DebiCheck)
    Payment Authorisations (linked bank-account auth for recurring)
    Payouts (push to bank)
    Linked Accounts (customer bank-account permissions)

Available operations

6 operations available. Click any row to jump to its detail.

Operation	Category	What it does
Create LinkPay	General	Create a tokenized payment link for recurring charges via Stitch.
Create payment request	General	Create a pay-by-bank payment request via Stitch.
Create payout	General	Initiate a payout/disbursement via Stitch.
Get payment request	General	Get payment request status from Stitch.
Get payout	General	Get payout status from Stitch.
List payment requests	General	List all payment requests from Stitch.

Operations

Create LinkPay

Create a tokenized payment link for recurring charges via Stitch.

Parameter	Required	Type
Amount (cents) `amount`	Yes	number
Currency `currency`	Yes	text
Reference `reference`	Yes	text
Beneficiaryreference `beneficiaryReference`	No	text

Create payment request

Create a pay-by-bank payment request via Stitch.

Parameter	Required	Type
Amount (cents) `amount`	Yes	number
Currency `currency`	Yes	text
Reference `reference`	Yes	text
Beneficiary reference `beneficiaryReference`	Yes	text
Externalreference `externalReference`	No	text
Payerreference `payerReference`	No	text

Create payout

Initiate a payout/disbursement via Stitch.

Parameter	Required	Type
Amount (cents) `amount`	Yes	number
Currency `currency`	Yes	text
Reference `reference`	Yes	text
Beneficiary (JSON) `beneficiary`	Yes	textarea

Tips

Push to bank. account_holder + account_number + amount.

Get payment request

Get payment request status from Stitch.

Parameter	Required	Type	Description
Payment request ID `payment_request_id`	Yes	text

Get payout

Get payout status from Stitch.

Parameter	Required	Type	Description
Payout ID `payout_id`	Yes	text

List payment requests

List all payment requests from Stitch.

No input parameters.

FAQ

Pay-by-bank vs cards?: Pay-by-bank: customer logs into bank, authorises payment. Cheap, low fraud. Cards: familiar UX, higher chargeback risk.

Stitch integration