Overview

TransUnion SA is one of SA's major credit bureaus – consumer credit checks, commercial reports, fraud detection. The Automize TransUnion SA connector covers consumer + commercial credit + fraud lookups.

Regions: South Africa.
Plans: Enterprise commercial agreement required.

Setting up the connection

Auth type: HTTP Basic.

Apply for TransUnion Business access – paid agreement.
Receive username + password for the SOAP/REST API.
In Automize → Settings → Connectors → TransUnion SA. Paste credentials.

Find your credentials at https://www.transunion.co.za/business/.

Rate limits

Per-account TPS limits + daily quota.

Data model

Bureau primitives:

    Consumer (by SA ID) ─── Credit Report + Score + Enquiries + Accounts
    Commercial (by reg) ── Credit Report + Judgments + Default

Available operations

5 operations available. Click any row to jump to its detail.

Operation	Category	What it does
Commercial Credit Check	General	Run a commercial/business credit check
Consumer Credit Check	General	Run a consumer credit check by SA ID number
Fraud Check	General	Check against fraud databases (SAFPS)
ID Verification	General	Verify a South African ID number
Trace Search	General	Trace/locate a consumer by ID, name, or phone

Operations

Commercial Credit Check

Run a commercial/business credit check

Parameter	Required	Type
Registration Number `registration_number`	Yes	text
Consent `consent`	Yes	text
Reason `reason`	Yes	text

Consumer Credit Check

Run a consumer credit check by SA ID number

Parameter	Required	Type
Id Number `id_number`	Yes	text
Consent `consent`	Yes	text
Reason `reason`	Yes	text

Tips

id_number + names + DOB. Returns Empirica score + accounts + adverse.

Fraud Check

Check against fraud databases (SAFPS)

Parameter	Required	Type	Description
Id Number `id_number`	Yes	text

Tips

Identity + biometric checks for known-fraud lookups.

ID Verification

Verify a South African ID number

Parameter	Required	Type
Id Number `id_number`	Yes	text
First Name `first_name`	Yes	text
Surname `surname`	Yes	text

Trace Search

Trace/locate a consumer by ID, name, or phone

Parameter	Required	Type
Id Number `id_number`	Yes	text
Surname `surname`	Yes	text
Phone `phone`	Yes	text

FAQ

Empirica score?: TransUnion's SA credit score (0-999). Higher = better. Different from Experian's score – banks may use both.
Compliance prereqs?: NCRA + NCA registration as a credit provider OR explicit consumer consent under NCA. Document consent.

TransUnion SA integration